Swinton Home Insurance: home insurance promotions, coupons, offers

The excess on Swinton Home Insurance policies is the amount you have to pay towards any claim you make. The excess amount varies depending on the type of claim and the level of cover you have chosen. You can find the excess amount on your policy schedule or by contacting Swinton Insurance customer service.

Swinton Home Insurance covers your home and its contents against a range of risks, such as fire, theft, storm, flood, escape of water, subsidence, vandalism, and legal liability. You can choose between Contents Insurance, Buildings Insurance, or Combined Insurance, depending on your needs. You can also add optional extras, such as accidental damage, home emergency, legal expenses, and personal possessions cover, for an additional cost.

To make a claim on your policy, you need to contact the Swinton Insurance claims team as soon as possible. You can call them on 0800 072 5125, Monday to Friday from 8:30am to 5:30pm, and Saturday from 9am to 1pm. You can also email them at [email protected]. You will need to provide your policy number, details of the incident, and any supporting evidence, such as photos, receipts, or police reports.

Yes, you can add accidental damage to your policy for an extra premium. Accidental damage covers you for unintentional damage to your home or its contents, such as spilling wine on your carpet, breaking a window, or drilling through a pipe. You can add accidental damage to your policy online, by phone, or by visiting a Swinton branch.