Which credit card offers the best cash-back?

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make! The Freedom Unlimited card is our top recommended personal credit card for everyday purchases. This credit card earns you at least 1.5% cash-back on all purchases.

How much cash-back does a credit card have?

For example, a card might have 3% back on groceries, 2% back on gas, and 1% back on everything else. The actual cash-back rate depends on how much you spend in each category, but only you can calculate that because only you know exactly how your spending breaks down. Regardless, the higher the potential rate, the better the cash-back card.

What is the best credit card for daily use?

If you’re hoping to maximize your cash back earnings and your spending is more varied, a card that offers bonus cash back in rotating categories may be the best credit card for daily use. These rotating bonus categories often earn up to 5 percent cash back on things like streaming services, gas stations and drug store purchases.

How can I maximize my cash back rewards?

You can maximize your cash back rewards in a few ways, such as by replacing your current card. Depending on your credit score, you may be able to upgrade your everyday card to a more profitable option, like the Amex Blue Cash Preferred® card that offers up to 6% cash back on everyday purchases.

🏅 Best Everyday Cash Back Credit Card

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· Best Rotating Cash-Back Card: U.S. Bank Cash+® Visa Signature® Card Earn 5% cash back on purchases in two quarterly rotating categories you choose (up to $2,000 spent) and unlimited 2% back in one additional category you choose. Cash-Back Rate Up to 5% Annual Fee $0 Credit Score Requirement Good – Excellent Our Rating 4/5

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· The best credit card that gives 3% cash back in major spending categories is Chase Freedom Unlimited® . It offers 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year).

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· Updated Feb 6, 2024 Fact checked 0% purchases Up to 24 months Cashback Up to 2% Reward points Up to 40,000 bonus points Travel 0% foreign fees 0% balance transfers Up to 29 months Avios Up to 25,000 bonus points Best for no-fee balance transfers NatWest Balance Transfer Credit Card Go to site 24.9% APR representative variable Finder score:

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